Fixed-rate loans, P2P matching... Everything you need to know about Morpho's new version

Alexandre Hermand is an Analyst at The Big Whale, where he has been based in Paris since January 2025. His work focuses on crypto ETFs and ETPs, and he has published analyses covering topics including the state of crypto ETFs/ETPs, DeFi protocol income redistribution systems, stablecoins, Morpho's lending protocol, Raydium, and the Ethereum Foundation. He delivers weekly research reports to The Big Whale's client community and leads Web3 research to identify market trends.

Prior to The Big Whale, Hermand worked in the Investment Division at Kryptosphere, where he conducted weekly market research reports and managed a diversified portfolio, and held a position in the Investment Unit at NEOMA Financial Club, using Bloomberg for data and analytics. He also completed a two-month Junior Finance Analyst role at BSI Accounting in Sydney, covering management accounts and bank reconciliations. Hermand is enrolled in the MSc in Financial Markets and Risk Management at NEOMA Business School, where he has studied economics and risk management. He previously studied at The Glen High School in South Africa and holds a TOEIC certification.