Christopher Jensen

Ann-Marie Arnaz is Digital Assets Technology Director at Franklin Templeton, based in Folsom, California, a position she has held since August 2022. Her role sits within the Engineering and Technical department at the director level.

Arnaz has spent her entire career at Franklin Templeton, joining in August 1997. She progressed through customer service roles before moving into a Senior Business Analyst position in July 2000, which she held until January 2006. She then served in a management role until November 2017, followed by a Program Manager position within the Project Management department until August 2022, when she transitioned into her current focus on digital assets technology. In total, she has held roles at Franklin Templeton spanning nearly 28 years across customer service, business analysis, project management, and technology leadership. She holds a BA in Economics from the University of California, Davis.

Christian Leger is Head of Distribution – Switzerland at Franklin Templeton, based in Zurich, where he is responsible for business development and the distribution of the firm's investment strategies to wholesale and institutional clients. He leads a team of distribution professionals in Switzerland and works in coordination with Franklin Templeton's regional distribution teams and its alternatives distribution specialists. At the Web3 Banking Symposium in Zurich, Leger argued that payment rail infrastructure, the emergence of wallet-native models, and Franklin Templeton's own blockchain-related developments represent areas banks and asset managers can no longer ignore. He has stated that in a wallet-native world, clients would no longer operate inside bank platforms, reversing the traditional client–bank relationship and forcing institutions to define their value proposition. His recommended response for institutions facing deposit outflows to stablecoins and tokenized yield-bearing assets is to own infrastructure, build on blockchain, and position as wallet service providers.

Prior to Franklin Templeton, Leger was Managing Director and Head of Switzerland at Nuveen, with a focus on institutional clients and private wealth investors. Before that, he held the roles of Swiss Country Head and Head of European Banks at Allianz Global Investors. He began his career at Capital Group, where he held various senior positions over 17 years. He holds a BA (Honours) from SOAS University of London, where he studied Politics and Arabic.

Emilio A. is a professional based in Los Angeles with a network of 244 connections on LinkedIn. Further specific career details are not available from the provided LinkedIn link.

Jason Xavier is Head of EMEA & Asia ETFs at Franklin Templeton. He has spoken publicly on the structural evolution of ETF trading in Europe, with a particular focus on the impact of regulatory reform and the expanding role of fixed income ETFs.

Xavier has addressed how Mifid II reshaped the European ETF trading landscape by opening access to alternative trading venues, increasing competition, and contributing to market fragmentation across multiple platforms and exchanges. He notes that multilateral trading facilities have become significant participants in this environment, offering pre-trade pricing transparency and streamlined access for liquidity providers. On fixed income, he has articulated the view that the ETF wrapper has created structural change by placing historically decentralised, OTC bond markets onto centralised exchanges, improving price discovery — a function he regards as unique to the ETF structure. He anticipates the ETF wrapper becoming mainstream for both passive and active fixed income pooled investment. Xavier has also outlined differences in ETF trading behaviour between the US and Europe: in the US approximately 70% of ETF trading occurs on exchange versus 30% OTC, while in Europe the proportions are reversed, with approximately 70% traded OTC and 30% on exchange.

Jenny Johnson is President and CEO of Franklin Templeton, a global investment management firm managing ~$1.5 trillion in assets. A third-generation leader of the family-founded firm, she joined in 1988, became COO in 2010, President in 2016, and CEO in 2020. She has expanded the firm through acquisitions including Legg Mason, Lexington Partners and Putnam Investments.

Joshua Greco is a Mindscan-certified business coach with over a decade of experience in business development and leadership coaching, specializing in helping individuals and teams achieve growth and success.

Mike Muir is Senior Vice President, Head of Digital Assets Technology at Franklin Templeton, a position he has held since February 2022. In this role, he leads Digital Assets Technology for the firm. Prior to this appointment, he served as Director focused on Digital Asset Platform and development efforts from October 2020 to February 2022.

Muir has been at Franklin Templeton since October 2006, initially as a Senior Technical Consultant before moving into a Director of Software Development role in May 2007, which he held for over thirteen years. In that capacity, he led application development and support teams across portfolio management, trading, wealth management, core banking, compliance, and document formatting. His teams were responsible for developing proprietary software used by investment management professionals across the front office, including investment risk management and performance analysis tools. Before joining Franklin Templeton, he spent five years as a Technical Lead at DST Output, which is now part of Broadridge, from 2001 to 2006. His stated areas of technical expertise include software development leadership across digital assets and investment management systems spanning portfolio management, trading, and market data, as well as wealth management systems covering CRM, private banking, anti-money laundering compliance, document formatting, and client reporting. His skill set includes Agile Methodologies, SDLC, business analysis, requirements analysis, SQL, Unix, software project management, and vendor management. He is based in Rancho Cordova, California.

Mike Reed is Senior Vice President and Head of Digital Asset Partnership Development at Franklin Templeton, a position he has held since March 2024. In this role, he is involved in identifying businesses in the digital assets space with whom there may be strategic synergies, conducting due diligence, and pursuing potential partnerships across the firm's enterprise.

Reed has been involved in Franklin Templeton's adoption of blockchain technology and digital asset strategies, including the launch of the Franklin OnChain U.S. Government Money Fund (FOBXX), one of the first on-chain money market funds. He has described the fund as an effort to increase the efficiency of traditional finance ledgers using blockchain technology. He has also reposted content related to the Benji Technology Platform, which offers tokenized features including intraday yield, instant settlement, and wallet-to-wallet transfers. Prior to his current title, he served as Vice President, Head of Digital Assets Strategic Partnerships from 2022 to March 2024, and before that as Vice President, Head of Digital Lending Strategic Partnerships from October 2019 to March 2022. Reed joined Franklin Templeton in 2000 and spent a decade as an institutional portfolio manager. Earlier in his tenure, he was a research analyst with Franklin Templeton Fixed Income, where he worked on mortgage-backed securities analysis and trading, contributed to high grade and multi-sector portfolio work, and conducted economic and sector-specific research. He has spoken at industry events including CoinDesk conferences and has appeared as a guest on Real Vision. Reed holds a Bachelor of Arts with honours in English from Queen's University at Kingston, Canada.

Rafael Mastroberardino is a Partnership Development Digital Assets Strategist at Franklin Templeton, based in Zurich, a role he has held since July 2025. He sits within the Digital Assets Partnership Development & Strategy team, focusing on building strategic partnerships and advancing initiatives around tokenization and the BENJI Technology Platform, with the US Onchain Money Market Fund as the flagship product. His work targets a range of institutional counterparties across Europe and globally, including corporates, banks, market makers, hedge funds, and protocols.

On the product side, Mastroberardino has spoken publicly about the distinction between native tokenization and wrapper-based approaches, specifically that Franklin Templeton's Benji runs both the transfer agent and share registry on-chain, so legal ownership transfers with the token. Prior to his current role, he served as Institutional Sales Digital Assets Product Specialist at Franklin Templeton from October 2024 to July 2025, based in Paris, and before that completed a six-month sales internship at the firm beginning April 2024. Earlier experience includes a two-month role in foreign exchange and money transfer sales at The Interchange Group in Paris, and nearly a year as a Sales Account Manager at SwissTranslate in Geneva. In March 2026, he participated in a panel at The Agora by Kaiko on tokenized money market funds, and in May 2026 he spoke at a Franklin Templeton and Ethereum Foundation event in London focused on rebuilding financial infrastructure on-chain.

Robert Crossley is Global Head of Industry Advisory Services at Franklin Templeton, based in London, a role he has held since January 2023. He leads a team that conducts annual interviews with between 300 and 600 executives at asset owners, asset managers, hedge funds, and family offices to identify trends shaping the future of investment and wealth management. His mandate encompasses digital assets alongside broader industry advisory work, and he operates as part of the Franklin Templeton Institute, delivering thought leadership and actionable intelligence for the firm and its clients. His focus includes how existing and nascent industry trends are reshaping the competitive landscape, with particular attention to digital assets and decentralised finance.

Prior to Franklin Templeton, Crossley spent 17 years at Citi as a Managing Director, working across business advisory services, global macro strategy, and European rates strategy. Before Citi, he spent over a decade at Cargill, where he worked as a proprietary trader and fixed-income portfolio manager in risk management and corporate treasury, beginning his career there in September 1994. He holds an MA in Philosophy from the University of Cambridge.

Roger Bayston is Executive Vice President, Head of Digital Assets at Franklin Templeton, a position he has held since March 2022. His team is responsible for creating new generations of products and services focused on opportunities within digital assets and their supporting infrastructure. This includes services dedicated to mature cryptocurrency-powered blockchain networks and incubator projects committed to companies in the distributed ledger space. His team also builds infrastructure that bridges traditional financial market products and services into the digital asset space. He is a member of Franklin Templeton's Management Committee and serves on the Board for Fiduciary Trust Company, a wealth management subsidiary of Franklin Templeton.

Bayston joined Franklin Templeton in 1991 as a research analyst and served as a portfolio manager and business leader for Franklin Templeton Fixed Income for many years. From September 2019 to March 2022 he served as Executive Vice President and Director of Quantitative FinTech Strategies before transitioning to his current role. Prior to joining Franklin Templeton, he was with Bankers Trust Company from 1986 to 1989. He holds a Bachelor of Science from the University of Virginia and an MBA from UCLA Anderson School of Management. He is a Chartered Financial Analyst (CFA) charterholder.

Sandy Kaul is Executive Vice President and Head of Innovation at Franklin Templeton, leading the Franklin Innovation Research, Strategies, and Technologies (FIRST) team. Her organization brings together the firm's views on where the financial industry is headed, with teams working across Web3, AI, blockchain, fintech, and digital assets to re-imagine the investments operating model. She is also part of the Franklin Templeton Institute, which delivers intelligence and insights on the future of the investment and wealth management industry for the firm and its clients.

Kaul holds board positions with the Digital Assets Advisory Board at both the World Economic Forum and The Depository Trust & Clearing Corporation, and co-chairs the Digital Assets Subcommittee at the U.S. Commodity Futures Trading Commission. Prior to her current role, she served as Senior Vice President of Industry Advisory Services at Franklin Templeton. Her earlier career includes roles as Global Head of Business Advisory Services at Citi, Partner at BAE Systems Digital Intelligence, Program Manager at JPMorganChase, and Financial Services Strategist at SapientRazorfish. She holds a Bachelor of Arts in History and Political Science from Colgate University.

Sandy Kaul is Executive Vice President, Head of Innovation at Franklin Templeton, where she leads the Franklin Innovation Research, Strategies, and Technologies (FIRST) team. This structure brings together the Franklin Templeton Digital Assets team, the Franklin Templeton Strategic Ventures team, and her Industry Advisory Services team. She is part of the Franklin Templeton Institute, delivering actionable intelligence and insights on the future of the investment and wealth management industry for the firm and its clients. Her work focuses on how disruptive technologies and innovation are reshaping the trajectory of asset and wealth management, and she delivers strategic insights to inform the firm's decision-making on partnerships and investments, including within the firm's digital asset business.

Kaul joined Franklin Templeton in 2022 from Citi, where she served as Managing Director and Global Head of Business Advisory Services, a role she held from 2009 to 2022. At Citi, she launched and built out the Business Advisory Services practice, a provider of industry thought leadership spanning Citi's Markets and Global Wealth organizations. Her work there covered industry trends including the integration of active and passive investing, the emergence of beta strategies, factor analysis, ESG, and digital assets and tokenization. Earlier in her career she held a position as Portfolio Manager at Commodities Corporation and Goldman Sachs Asset Management from 1995 to 1998, focusing on soft commodities. She began her career in 1985 as a Futures Research Analyst at Shearson Lehman Brothers, building economic models for commodities including cocoa, coffee, and sugar. She subsequently led the strategy practice within the financial services division of Scient and was a Partner at capital markets consulting firm m.a.partners/Detica. Kaul holds a B.A. in History and Political Science from Colgate University.

Anthony (Tony) Pecore is SVP and Director of Digital Asset Management at Franklin Templeton, where he leads the firm's Digital Asset Investment Strategies Group. This group encompasses liquid token strategies, venture capital, and digital asset exchange-traded product operations.

Pecore has over 20 years of experience in the financial services industry, including five years focused on digital assets. Prior to his current mandate, he built nearly two decades of experience in traditional fixed income portfolio management, research, and trading, spanning securitized products, longevity-linked assets, multi-sector fixed income, global absolute return, and machine learning-driven alternative credit strategies. He joined Franklin Templeton in 2002 as a research analyst. He holds a Bachelor of Science in aerospace engineering from Boston University and a Master of Science in mechanical engineering from Stanford University.