Etienne Bernard

Emmanuelle Pecenicic is Head of Digital Assets Distribution at Fidelity International, based in Hong Kong, a role in which she has led global distribution for digital assets since 2023, including the commercialisation of the firm's Bitcoin spot strategy and its tokenised fund capabilities. Pecenicic joined Fidelity International in 2021 as Head of Digital Propositions and Partnerships Asia ex Japan. She previously spent more than a decade at BNP Paribas Asset Management, which she joined in 2011 as an Investment Specialist in European Equities in Paris before moving to Hong Kong in 2012 to cover China RMB capabilities and Indonesian equities. From 2017 she designed and led BNP Paribas Asset Management's Augmented Investments Programme, focused on AI and blockchain adoption, and later led its global digital strategy. Pecenicic holds an MSc in Financial Management and a Diplôme des Grandes Écoles in Financial Analysis from EDHEC Business School, and sits on the board of the FinTech Association of Hong Kong.

Ethan Teas is Executive General Manager Payments at Commonwealth Bank of Australia, a role already held in September 2022, at the launch of the bank's PayTo capabilities, and under which Teas is still quoted in September 2026 on agentic commerce. The remit covers the bank's payments strategy, including real-time payments and fraud prevention. Teas previously worked in consulting as a Principal in the Chicago office of Novantas, specialising in banking strategy for banking, brokerage, payments and insurance clients across the U.S., Europe and Latin America.

Isabel Schmidt is Executive Platform Owner, Payments Enablement Platform at BNY, and authored the firm's September 2026 paper on modernizing the payments operating model. Schmidt was previously Co-Head of Global Payments Products within BNY Mellon Treasury Services.