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Christopher Goforth is Director, Digital Assets Deputy BSA/AML Officer at Charles Schwab, a position he has held since December 2025 and is based in Southlake, Texas. His mandate sits within Finance and Accounting at the Director level, with a focus on digital assets alongside BSA/AML compliance responsibilities.

Goforth has seventeen years of experience in financial services. The nine years prior to his current role were concentrated on AML surveillance, model development, and digital assets. Before joining Charles Schwab, he spent over thirteen years at Fidelity Investments across a range of progressively senior roles. His most recent position there was Director, Digital Assets, Financial Crimes Analytics, held from January 2024 to November 2025. Prior to that he served as Senior Manager, Digital Assets, Financial Crimes Analytics from July 2022 to December 2023, and Lead Analyst, AML Surveillance from October 2021 to July 2022. Earlier Fidelity roles included Sr. Analyst and Analyst in AML Fraud Surveillance, a Managing Director position in General Management, and customer service functions dating back to 2008.

Daniel Bringle is Director of Crypto Operations at Charles Schwab, a position he has held since October 2025. His role sits within the Operations department at the director level, based out of Westlake, Texas.

Bringle brings approximately 19 years of experience in back and middle office operations and trading desk functions. Before joining Schwab, he held a series of roles at Robinhood spanning September 2022 to October 2025, progressing from Crypto Operations Senior Specialist through Crypto Operations Lead for Settlements, Manager of Crypto Operations for Wallet Ops, Manager of Crypto Operations covering Money Movements (including settlements, wallet operations, and trading operations), and ultimately Senior Manager of Crypto Operations for Money Movements. Earlier in his career he worked in portfolio accounting and performance reporting using Fiserv Security APL and Advent Axys, including composite maintenance and GIPS verification. He also held trading responsibilities managing six investment models across 15 WRAP platforms, handling best execution for institutional and non-directed SMA accounts and the settlement of those trades. At Advisory Research he managed reconciliation of domestic and international strategies, cost basis reconciliation, corporate actions processing, and trade settlement via Omgeo TradeSuite, Advent DTCC, and Omgeo CTM. His earlier career began at Hillman Capital. No educational details are present in the available source content.

Jim Ferraioli is Director of Digital Currencies Research and Strategy at Charles Schwab, based within the Schwab Center for Financial Research. He is primarily responsible for research related to digital asset investing, along with client education, market analysis, and reporting.

Prior to joining Schwab in 2025, Ferraioli spent more than a decade at Morgan Stanley, where he held roles as a mid-cap equity portfolio manager and cryptocurrency strategist, as well as positions focused on equity trading and financial advisory. He holds an M.S. in Computer Science from the Georgia Institute of Technology, an MBA from Fordham University, and a B.A. from Seton Hall University. He is also a Chartered Market Technician® (CMT).

Norm Dannen is Crypto Strategy Lead at Charles Schwab, a position he has held since November 2025. In this role, he leads firm-wide crypto strategy, new business, and acceleration efforts.

Prior to joining Schwab, Dannen served as VP, Crypto Product Development at State Street from September 2024 to October 2025, where he led product for the firm's Stablecoin, Tokenization, BTC/ETH Custody, and Trading programs in the United States. Before that, he was VP, Team Leader – Crypto Product Strategy at Fidelity Investments from August 2022 to July 2024, where he was responsible for the full consumer and retail trade strategy for the Fidelity Crypto main app, covering go-to-market planning and a one-to-five-year product roadmap. During that tenure he delivered specific product features including 24/7 Trading, Recurring Buys, and GTC Limit Orders, and led the domain-wide Competitive and Market Intelligence Group. His total professional experience spans approximately 14 years.

Sarah Hammer is Managing Director, Head of Trading, Digital Assets, and Artificial Intelligence Compliance at Charles Schwab. Her mandate spans trading, digital assets, and AI compliance. She brings over 25 years of experience across government, academia, and financial institutions.

Prior to Charles Schwab, Hammer served as Executive Director at the Wharton School and Chair of Wharton Future of Finance. She was also CEO of Wharton Cypher Accelerator, overseeing pre-seed to late-stage AI, blockchain, and quantum computing companies, and held roles as Adjunct Professor at the University of Pennsylvania Law School and Academic Director of Penn Law Programs on AI and Digital Assets. She quarterbacked Penn's first digital asset, a unique 3D intellectual property memorializing a Nobel Prize-winning scientific invention. Earlier, she served as Acting Secretary of the Pennsylvania Department of Banking and Securities, leading the agency through the 2023 banking crisis; the Department regulates approximately 290,000 bank and non-bank financial entities totaling $3.5 trillion in AUM. She was also Acting Deputy Assistant Secretary for Financial Institutions at the U.S. Treasury, where she led the Office of Financial Institutions, the Federal Insurance Office including the Terrorism Risk Insurance Program, and the Office of Critical Infrastructure Protection and Compliance Policy. She served on the Securities Investor Protection Corporation board and five years on the board of the International Telecommunications Union. Earlier financial services roles included positions at Vanguard Group, PIMCO, JP Morgan Chase, BlackRock, and Tudor Investments, spanning general management, portfolio management, trading, marketing, research, and analytics. She is Co-Chair of the International Expert Consortium on AI, a member of the Bretton Woods Committee, an elected member of the American Law Institute, and has advised the World Economic Forum and the Dubai International Finance Centre. Hammer holds a JD from the University of Pennsylvania Law School, an MBA from the Wharton School, and a Master of Studies from Oxford University.

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