Justin Chapman

Andrew Czupek is North America Head of Innovation and Advocacy, Digital Assets and Financial Markets at Northern Trust, a position he has held since September 2017. Reporting to the Global Head of Digital Assets and Financial Markets, he leads the innovation and advocacy effort in North America, with a remit focused on enabling strategic decisions through market intelligence, research on regulatory and industry trends, and exploration of emerging technologies with a focus on education, commercialization, and experimentation. He is responsible for supporting business unit strategy development in relation to market and technology innovation to drive profitable growth, while coordinating key industry associations and regulatory engagements aligned with the bank's strategic innovation initiatives.

The Digital Assets and Financial Markets group he works within unifies digital and traditional market functions, supporting clients as they navigate digital markets and the challenges of investing in digital assets alongside traditional asset classes. Czupek has over 30 years of experience across financial services institutions, major derivatives exchanges, clearinghouses, and trading firms. His background includes directing research on industry trends, functional design, testing, and implementation support of industry-leading technology, and the digital transformation and globalization of traditional and digital infrastructure and client activities. His areas of expertise span electronic trading systems architecture, futures and options product design and launch, enterprise architecture, competitive intelligence, and financial regulatory and compliance matters.

Lee Bowman is Vice President, Network Management, Digital Assets and Financial Markets Group at Northern Trust, a position he has held since May 2024. In this role his mandate sits within the Digital Assets and Financial Markets Group, with a focus on Network Management. The source content does not detail specific initiatives, products, or projects he leads within this function.

Prior to this appointment, Bowman spent nearly 19 years at Northern Trust as Vice President, Corporate Actions, from October 2005 to May 2024. Before joining Northern Trust, he held a specialist Corporate Actions project role at Schroders for nine months. His broader career spans over 25 years in Asset Servicing, with exposure to more than 100 global markets and a background in Securities Services covering Global Custody, Middle Office, and Private Banking. He has represented his department on internal projects and engaged externally with industry practitioners on market challenges. No educational background is present in the source content.

Marion Shpigel is Senior Vice President, Regional Head of Network Management, Digital Assets & Financial Markets Group at Northern Trust Corporation, based in Jersey City, New Jersey. She has held this position since October 2023. Prior to this role, she served as Senior Vice President and Country Manager within Northern Trust's Digital Assets and Financial Markets Group from February 2023 to October 2023. Before that, she spent nearly nine years at Northern Trust as Vice President and Country Manager in Network Management, from April 2014 to February 2023.

Earlier in her career, Shpigel was Assistant Vice President in Network Management at J.P. Morgan from November 2011 to March 2014. Before that, she held roles at Euroclear in the Greater New York area, serving as both Client Relationship Manager and Account Manager between October 2004 and October 2011. Her total professional experience spans approximately 21 years. The source content does not include details on her educational background beyond what was previously noted.

Michael Florczyk is Team Lead, Digital Asset Operations at Northern Trust Corporation, a position he has held since October 2023. Based in Chicago, Illinois, he also holds the concurrent title of Senior Consultant, Digital Asset Operations, a role he has occupied since October 2022. His stated professional focus is continuous learning and development of skills oriented toward the corporate and institutional banking industry.

Florczyk has been with Northern Trust since July 2018, progressing through a series of roles across Hedge Fund Services and Digital Asset Operations. He joined as an Analyst in Hedge Fund Services, was promoted to Senior Analyst, then moved into a Consultant role within Hedge Fund Services before transitioning to Digital Asset Operations Support Consultant in December 2021. Prior to Northern Trust, he worked as a Sales and Service Associate at PNC from January 2017 to June 2018. His total professional experience spans approximately nine years and eight months. His undergraduate degree is from Eastern Illinois University.

Tiffany Gradzki is Vice President, Digital Assets and Financial Markets, North America at Northern Trust, based in Chicago, Illinois, a position she has held since April 2025. Her role sits within the Finance and Accounting function at the vice president level and focuses on digital assets and financial markets across North America.

Prior to joining Northern Trust, Gradzki spent nearly three years as a Trading Analyst at CoinFlip, a Chicago-based cryptocurrency ATM network and financial services company, from May 2022 to April 2025. Earlier, she held two concurrent roles at the Global Digital Asset and Cryptocurrency Association, serving as a Policy Fellow and Newsletter Writer between September 2021 and late 2023. Her career to date totals approximately five years and eight months of professional experience, with a consistent focus on digital assets. No educational background is referenced in the available source material.