Maricarmen A.

Digital Assets Growth Partner
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Maricarmen A. is Digital Assets Growth Partner at Towerbank International Inc., a role she has held since August 2025. In this capacity, she works on integrating crypto and digital asset products into traditional financial services, connecting private banking with digital finance. She operates at partner level within the consulting function.

Prior to this role, she spent over nine years at Towerbank as a Senior Private Banking Officer, focused on managing relationships with high-net-worth clients and designing personalized financial solutions. Before joining Towerbank, she worked as an Analista Comercial e Inversiones at Inteligo Group from April 2015 to April 2016, providing financial advisory and asset management services. From January 2013 to April 2015, she served as Ejecutiva de Banca Privada at Global Bank. She began her career as a Funds Analyst at Safra from January 2012 to January 2013. Her total professional experience spans approximately 14 years.

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Barbara Navas

Digital Assets Growth Partner Jr.

Barbara Navas is Digital Assets Growth Partner Jr. at Towerbank International Inc., a position she has held since October 2025, based in Panama City, Panama. In this role, she works within the Consulting department at the specialist level, focused on helping individuals and companies in the digital assets space. She concurrently holds a Corporate Banking Assistant position at Towerbank, a role she has occupied since February 2024 within the Finance & Accounting department, giving her parallel exposure to both traditional corporate banking and digital assets functions at the same institution.

Prior to her current roles, Navas worked in export and import of fruit, vegetables, and foods at D Business Trading from January 2023 to January 2024. She holds a Bachelor of Business Administration in International Business from Illinois State University and a Bachelor of Arts in Communication and Media Studies from the University of Louisville, both completed between 2021 and 2024.

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Gabriel Campa

Head of Digital Assets

Gabriel Campa is Head of Digital Assets at Towerbank International Inc., a role he has held since January 2022, based in Panama City, Panama. His stated mandate is leading the integration of traditional banking with blockchain and cryptocurrency technologies. The specific initiative he owns is the development of a hybrid platform that integrates a crypto wallet with a traditional bank account, designed to bridge the crypto and banking sectors within Towerbank's product offering.

Prior to joining Towerbank, Campa spent approximately six years working across blockchain, cryptocurrencies, and AI after transitioning from a background in architecture. From June 2014 to February 2020, he served as Business Development and Sales Manager at MEC Repairs, a shipbuilding company headquartered in Panama. He holds a Cryptocurrency Tracing Certified Examiner (CTCE) certification issued by CipherTrace, a Mastercard company, obtained in January 2023, and has completed Chainalysis cryptocurrency fundamentals training.

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Tiffany Jaen Aguilar

Digital Assets Growth Partner

Tiffany Jaen Aguilar is Digital Assets Growth Partner at Towerbank International Inc., a position she has held since August 2025. In this role she operates within the consulting function at partner level, focused on digital assets growth. Prior to this, she served as Subgerente de Negocios de Activos Digitales for one month and as Subgerente de Centro de Atención from January to July 2025.

From July 2021 to January 2025, Aguilar was International Account Manager at Towerbank, where she managed accounts for more than 500 clients at what the bank describes as the first Panamanian bank to specialize in cryptocurrency. Her responsibilities included advising clients on cryptocurrencies, crypto trading, conversions, exchanges, and the applicable laws and regulations within Panamanian and international banking. She also advised clients on Common Reporting Standard (CRS), Foreign Account Tax Compliance Act (FATCA), and other international banking requirements, working with clients from North America, South America, and Europe. She headed the management of the bank's English-speaking clientele. Before joining Towerbank, she was a Private Banking Officer at BCT Bank from December 2019 to June 2021, where she managed accounts for high-profile individuals across Panamá, Costa Rica, and the United States, overseeing a portfolio of more than 20,000,000 USD for approximately 300 clients. She is bilingual in English and Spanish and holds over 13 years of experience in banking. An MBA in Financial Economic Management is noted in her existing biography; this detail does not appear in the retrieved source content.

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