Mark Garabedian

Simone Cortese is Chief Product Officer at Fnality International, the firm building a regulated distributed-ledger-based wholesale payment system that settles in a digital representation of central bank money. He leads the product roadmap for the banks and market participants that use Fnality's infrastructure.

Cortese has more than a decade of experience across fintech, capital markets and academic research. He joined the company to explore the use of blockchain in regulated environments and was closely involved in the formation of Fnality, drawing on both technical and business expertise to shape products for traditional and digital capital markets. He is a frequent commentator on regulated digital market infrastructure, stablecoins and tokenised deposits.

Sveinn Valfells is Co-founder and Chair of Monerium, the Icelandic company that issues regulated euro e-money on blockchain (EURe) and was the first to obtain a license to issue on-chain e-money across the EEA. He previously served as the company's Chief Executive Officer.

As CEO, Valfells led the team that issued the first on-chain euros, dollars, sterling and Icelandic króna, and delivered the first integration of a major payment system (SEPA) with web3, enabling direct transfers of euros between bank accounts and on-chain wallets. He holds a PhD in Physics from Boston University, an MS in Economic Systems from Stanford University, and a BS in Applied Physics from Columbia University.

Yaniv Gidron is a Co-Founder of Monee Financial Technologies, a fintech company incorporated in London in 2025 that works on digital securities and has participated in the Bank of England and FCA Digital Securities Sandbox. He serves as Co-Chief Executive alongside co-founder Vinay Anupindi and leads asset strategy and operations.

Gidron brings around 14 years of experience in private banking and wealth management, including time as a private banker focused on private wealth management at Scotiabank, before co-founding Monee.