
Head of Legal & Compliance
Victor Charpiat is Head of Legal & Compliance at Spiko, a Paris-based financial services firm that provides daily-paying interest products on cash. He has held this role since January 2025. Spiko was founded in 2023 and has raised $25.8M in total funding.
Prior to joining Spiko, Charpiat spent over six years at the Paris office of Kramer Levin Naftalis & Frankel LLP, where he worked as an associate specializing in fintech, cryptocurrencies, and PSAN (Prestataire de Services sur Actifs Numériques) matters. Between January 2022 and January 2023, he founded Kolat, a financial services company based in the Paris area. Before Kramer Levin, he worked at Sullivan & Cromwell LLP in Paris from April 2017 to October 2018 in the corporate general practice group, having completed a final internship there earlier that year. He also held a legal tech internship at 11.100.34 Avocats Associés in late 2016. He holds law degrees from Sciences Po Paris and Université Paris II-Panthéon Assas.








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