Richard Mayou

Head of Digital (Asset Finance) - interim
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Richard Mayou is Head of Digital (Asset Finance) - Interim at NatWest Group, a position he has held since January 2024. Within NatWest Group, his roles have been concentrated in the Asset Finance division, where he previously served as Head of Digital Products (Asset Finance) on an interim basis from September 2022 to August 2023, as Digital Product Manager from January to August 2022, and as Journey Developer from September 2023 to January 2024.

Mayou has over 15 years of experience leading organisations through digital and technology change at strategic and operational levels, with a focus on online adoption, self-serve, channel shift, and non-digital service provision. His approach centres on user-centric strategies, continuous improvement, and monitoring digital, industry, and political trends to inform capability development. Prior to NatWest Group, he served as Head of Software Delivery at Dignity Plc from January 2020 to November 2021, where he led the IT software delivery function with accountability for application development, operations, and digital platforms, and oversaw the adoption of agile and DevOps practices.

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Austin Elwood

Digital Assets Industry Lead

Austin Elwood is Digital Assets Industry Lead at NatWest Group, a position he has held since January 2026. Prior to this role, he served at NatWest Group as Regulatory Liaison Manager in the Legal department from October 2023 to January 2026, and before that completed a one-year secondment as Payments Product Manager from October 2022 to October 2023.

Before joining NatWest Group, Elwood spent nearly five years as Payments Policy Manager at UK Finance, from January 2019 to October 2023. Earlier in his career he worked as a Technical Analyst at Pay.UK, the recognised operator and standards body for the UK's interbank payment systems, from February to December 2018. His professional background is grounded in UK and international payment systems, with experience spanning policy, technical analysis, and product management across the payments sector. No educational background is confirmed in the available source material.

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Lee Mcnabb

Natwest Group Payments and Digital Assets lead

Lee McNabb is NatWest Group Payments and Digital Assets Lead at NatWest, a position he has held since February 2020. In this role he is responsible for defining and articulating NatWest's payment strategy, assessing the future of global payments, identifying threats and opportunities, and working with the customer franchises — Retail Bank, Commercial Bank, Acquiring, and NatWest Markets — to set strategic direction and support collaborative delivery. He has been a leading voice in the digital currency space, sitting on multiple industry groups and representing NatWest at industry events. Since April 2024 he has served as a Board Observer at Icon Solutions. Since November 2025 he has been a Member of the Board of Advisors at The Payments Association.

McNabb joined NatWest in 2018. Before that, he spent 13 years at the Co-operative Bank, where he held senior leadership roles within product and payments, latterly owning payment strategy alongside responsibility for regulatory change including PSD2 and key payment scheme relationships. His broader experience spans product and P&L management, risk, policy setting, and strategy across all payment types. He holds a background in Media and Communications and Marketing. He is based in Liverpool.

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Martin Onyeador

Syndicate Transaction & Execution Management, Digital Capital Markets

Martin Onyeador holds roles in Digital Capital Markets and Bond Syndicate at NatWest Markets Plc, both of which he has held concurrently. His Digital Capital Markets position began in March 2022, while his Bond Syndicate role dates to July 2017. His LinkedIn activity includes engagement with content related to tokenisation and digital assets, including the CAC26 conference focused on crypto assets.

Onyeador has spent his entire career at NatWest Markets and its predecessor entities. Prior to his current roles, he served as a Business Consultant in Client Redress from November 2013 to July 2017, and as Assistant Vice President in High Yield and Distressed Sales from January 2009 to May 2013. He began at the firm as an Analyst in the Client Middle Office covering derivatives from January 2006 to January 2009. His total stated experience across the institution spans nearly 20 years. His skills, as listed, include capital markets, syndication, derivatives, high yield, and sales.

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Ollie Carew

Digital Assets Strategy Lead

Ollie Carew is Digital Assets Strategy Lead at NatWest Group, a position he has held since January 2026. Based in London, he focuses on digital assets strategy within the Product division at head level.

Prior to joining NatWest Group, Carew spent approximately three years at EY, where he was a Director in FinTech consulting for the UK and EMEA, with a focus on digital assets and payments. Before EY, he served as a Senior FinTech Specialist at the Bank of England from September 2018 to November 2022, a tenure of just over four years that included a two-month secondment as Manager in the Resolution Directorate. Earlier in his career, he held roles at the Official Monetary and Financial Institutions Forum in London. Across his career, he has worked at central banks, consultancies, and commercial banks, accumulating over eleven years of experience in the sector.

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