Vinay Singh

Adam Krochak is VP of Product: Agentic Commerce & Experiences and Web3/Blockchain, Amex Labs at American Express, a position he assumed in February 2025. In this role, his stated mandate covers agentic commerce, Web3, and blockchain product development within Amex Labs, the company's innovation unit. His immediately preceding role, held from November 2021 to February 2025, was VP of Product for Digital Payments and Web3 at Amex Labs, giving him over three years of direct product leadership in the Web3 and digital payments space at the same institution prior to his current appointment.

Krochak has been at American Express since 2015, progressing through a series of product roles. He served as Director of Product for Digital Payments at Amex Labs from October 2019 to November 2021, and as Senior Product Manager at Amex Labs from February 2018 to October 2019. Earlier, he held Senior Product Manager and Product Manager roles within American Express's Digital Business Financing group between November 2015 and February 2018, a commercial innovation unit that American Express later expanded through the acquisition of Kabbage in 2020. Prior to his full-time roles, he completed a digital commerce product development internship at American Express in summer 2013. He holds a degree from the University of Michigan - Stephen M. Ross School of Business, where he studied between 2010 and 2014 and served as a Teaching Assistant for a Business Information Technology course covering topics including AI, machine learning, and big data.

Lucie Pra is Senior Product Manager – Enterprise Payments at American Express, a position she has held since May 2025. Her stated focus is on delivering payment solutions involving stablecoins and blockchain technology, with an explicit mandate around making new payment infrastructure usable for everyday users.

Prior to this role, she spent approximately 18 months as Digital Currencies Product Manager at R3, a provider of digital currency and digital asset solutions to financial institutions, where she worked between October 2023 and May 2025. Before R3, she held a Senior Project Manager role within American Express's International Strategic Initiatives function from September 2019 to February 2022, coordinating multi-workstream projects covering pricing, training, regulatory compliance, and communication to support product launches across international markets. Her self-described areas of expertise include payments, retail banking, stablecoins, and CBDCs. She is also a certified yoga teacher.

Lynette Levanger is Vice President, Product Enterprise Integrations at bswift, a benefits administration technology firm headquartered in Chicago. She concurrently holds the role of Vice President, Virtual Payments Platform Tokenization at American Express, a position she has held since December 2021, based in Sandy, Utah.

Her professional background is grounded in financial services, with a focus on B2B and C2B2B payments, remittances, and product development. She has built products from the ground up and delivered solutions using agile methodologies, with additional experience in career mentoring and relationship management. Her stated areas of skill include virtual payments, enterprise integrations, remittance processing, and financial services product development. She studied Sociology at Southern Utah University in Cedar City, Utah.

Oliver Stalley is Product Director, Payment Tokenization at American Express, a position he has held since September 2022. In this role, his mandate centres on payment tokenization, placing him within one of the more technically complex areas of digital payments infrastructure. Prior to this, he served as Product Director for Loyalty Benefits at American Express from August 2018 to September 2022, based in the United Kingdom. Earlier positions at the company included Director of New Product and Digital Servicing Capabilities (September 2015 to August 2018), Senior Manager for Commercial Card Product Line Strategy (June 2013 to October 2015, based in New York), Product Manager for Online and Emerging Payments (January 2010 to June 2013, also in New York), and Project Manager in Global Merchant Services (September 2007 to January 2010). His career at American Express spans approximately 18 years across product management, strategy, and project delivery functions.

Before joining American Express, Stalley worked as a Sales Executive at Calibre Comms, a UK-based telecommunications company, from January 2005 to January 2006. He holds a BA (Hons) in Business Management with Marketing from the University of Brighton, where he studied from 2002 to 2006.