Akash Daryanani

Coty de Monteverde is Global Head of Crypto & Blockchain at Banco Santander, leading the group's Blockchain Center of Excellence and its DLT initiatives since 2016. A telecom engineer (Polytechnic University of Madrid) and former Deloitte consultant with 16+ years at Santander, she is also Vice-Chairwoman of the Alastria blockchain association.

Luis Nacarino is Executive Director, Crypto Digital Assets Unit, Santander Corporate & Investment Banking at Banco Santander, a position he has held since March 2022. Based in Madrid, he leads across digital assets strategy, product development, and program management within Santander's Corporate and Investment Bank. Since joining Santander, he has led and supported multiple digital assets initiatives spanning the full spectrum of the digital assets space, covering program, product, and business dimensions. His involvement in digital assets and blockchain-related projects dates to 2017, when he began developing DLT-based initiatives in the banking industry.

Prior to Santander, Nacarino spent ten years at BBVA Corporate and Investment Banking, working across Madrid and New York. There he developed subject-matter expertise in Global Markets, GTB, Lending, and other business areas, leading cross-functional teams involving technology, business, operations, legal, and compliance. Before that, he worked for ten years as a management consultant in financial services at KPMG and PricewaterhouseCoopers. He holds an undergraduate degree in Computer Science Engineering from the Madrid Polytechnic University and a Master's degree in software systems and telecommunications from ENST Bretagne in France.

Mónica Martínez is Head of Legal Crypto & Digital Assets Unit at Banco Santander S.A., a position she has held since January 2019 and based at the Madrid headquarters. Her stated mandate covers digital assets, digital securities, digital cash, crypto, central bank digital currencies (CBDC), and crypto exchange-traded products (ETPs).

Before taking on the crypto and digital assets role, Martínez served as Responsible for Securitisations and Regulatory Implementation at Banco Santander from July 2015 to December 2020, a period that overlapped with her current position. Prior to that, she was Senior Legal Counsel and head of the Derivatives and Structured Finance team at Santander Bank, N.A. in Boston from July 2013 to July 2015, where her work covered derivatives, project finance, banking regulation, and Dodd-Frank compliance. From February 2004 to June 2013, she held a Senior Legal Counsel role at Banco Santander in Madrid, responsible for master agreements across ISDA, CMOF, EMA, GMRA, GMSLA, FBF, and DRV frameworks, as well as documentation for FX and rates structured transactions. Earlier in her career, she worked as a broker at All Trading Brokers Europe, S.A. from 1995 to 2001, covering interbank money markets, and subsequently at AT Equities from 2001 to 2003, executing trades in regulated markets across the EU and USA. Her professional history also includes a period at IBM between June 1990 and January 1994. Total recorded professional experience spans over 33 years.