Deep Shah

Head of Growth

Deep Shah is Lead, Gnosis App at Gnosis, based in London, where he leads the consumer business. He was part of the founding team at Gnosis Pay, where he led distribution from inception. In Gnosis Pay's first year of operation, the product crossed $50 million in payment volume. He previously held the title of Head of Growth at Gnosis from September 2024 to September 2025, before moving into his current role leading the Gnosis App in September 2025.

Gnosis Pay is a decentralised payments product designed to function as a blockchain-based bank account, offering users an IBAN, stablecoin spending via a Visa debit card, and peer-to-peer bank transfers. Shah has described the product's objective as delivering a neobanking experience without requiring users to engage with technical Web3 concepts. As of the period covered by the source interviews, Gnosis Pay had over 6,000 active cardholders and approximately 20,000 people on a waiting list across around 35 countries, with France representing roughly 20% of the active user base. Shah is also currently serving as Chief Executive Officer of Ziya, a role he has held since March 2025. Prior to Gnosis, he worked in the founder's office at Catapult, a software development company, from August 2022 to June 2023. He was a founding member of the London Business School Blockchain Society and attended London Business School.

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Interviews

Deep Shah (Gnosis Pay): "We will soon be accepting dollars with the USDC".

Raphaël Bloch

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Martin Köppelmann

Co-founder

Martin Köppelmann is CEO and co-founder of Gnosis, a decentralized blockchain and development group he has led since March 2017. Gnosis operates across multiple product lines including Gnosis Chain, Gnosis Pay, Safe, and CoW Swap. Köppelmann's current focus includes Circles v2, a community-owned money experiment that combines Metri wallet, Safe, CoW Swap, and Gnosis Chain into a single consumer application. The core mechanism of Circles allows anyone to create a "circle" that automatically mints one token per hour per member, with token value determined by community use.

Köppelmann co-founded Gnosis in January 2015 as part of ConsenSys, the blockchain development group led by Ethereum co-founder Joe Lubin. Gnosis was initially built as a prediction market platform on Ethereum. The project subsequently expanded into blockchain infrastructure, acquiring and merging with xDAI to create a privacy-focused side-chain for Ethereum. Gnosis Pay, a non-custodial payment card product, is currently available in Europe and Brazil, enabling users to spend cryptocurrencies via EURe, a euro-denominated stablecoin from Monerium, with USDC integration in development. Prior to Gnosis, Köppelmann built Fairlay, a Bitcoin-based prediction market, which he later sold. His interest in blockchain originated following the 2008 financial crisis and engagement with the German Pirate Party's "liquid democracy" concept. He studied IT Systems Engineering at the Hasso Plattner Institute in Potsdam, completing a Bachelor's degree from 2007 to 2010 and an advanced degree from 2010 to 2013.

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Jenni Himberg-Wild

EMEA Head of Fintech Coverage, HSBC

Jenni Himberg-Wild is a Managing Director at HSBC covering the fintech sector across EMEA. With around two decades of experience in corporate and transaction banking, she previously served as Managing Director, Head of Financial Institutions & Fintech Europe at Barclays. She is a regular speaker at industry events such as Money20/20 Europe and PAY360.

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Bugra Celik

Head of Digital Assets and Currencies, Global Macro, HSBC

Bugra Celik leads HSBC's digital assets and currencies work within Global Macro in Hong Kong, after previously serving as Director of Digital Assets in Global Private Banking & Wealth. A digital product professional with 16+ years across telecoms, e-commerce and financial services (Turkcell, Mox Bank, Liv. by Emirates NBD, OSL), he works on tokenization, stablecoin and CBDC initiatives, including HSBC's tokenized gold products in Hong Kong.

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Lewis Sun

Global Head of Digital Money, HSBC

Lewis Sun is HSBC's Global Head of Digital Money and Global Head of Domestic & Emerging Payments within Global Payments Solutions, based in Hong Kong. He joined HSBC in 2002 as a Product Manager in mainland China and has held senior payments roles including Head of GPS for HSBC China and Regional Head of Product Management for Asia Pacific. He is a frequent speaker on digital money, CBDCs and tokenized deposits at Sibos and the Singapore FinTech Festival.

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Deep Shah

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