Ernesto Olmedo Pereira

Floris Lugt is Chief Financial Officer at Qivalis, the Amsterdam-based joint venture formed by ING and a consortium of European banks to launch a euro-denominated stablecoin. He took up the CFO role at the start of 2026.

Before joining Qivalis, Lugt was Lead Digital Assets, Wholesale Banking at ING, and earlier held roles in treasury and financial risk at ING and ING France. He focuses on distributed ledger technology and its applications in wholesale banking, and advocates for industry-wide standards for digital payments and financial market infrastructure across Europe.

Jan-Oliver Sell is Chief Executive Officer of Qivalis, an Amsterdam-domiciled euro stablecoin issuer founded as a joint venture by a consortium of major European banks including BNP Paribas, ING, UniCredit, CaixaBank, Danske Bank, DekaBank, KBC, Raiffeisen Bank International, SEB, and Banca Sella. Qivalis is pursuing authorization from the Dutch Central Bank (DNB) as an Electronic Money Institution under MiCAR, with a commercial launch of its euro stablecoin targeted for the second half of 2026. The company's mandate is to build a regulated interface between the euro and on-chain financial infrastructure, positioning a MiCA-compliant, fully backed euro stablecoin for use at European and international scale.

Prior to Qivalis, Sell served as Managing Director of Coinbase Germany from November 2022 to December 2024, where he secured the first crypto custody license issued by the German Federal Financial Supervisory Authority (BaFin). He subsequently held a brief role covering Coinbase Germany into early 2025, then served as COO at Universal Everything GmbH, a company supporting the LUKSO blockchain, from April to December 2025. He is currently also a Venture Partner at Angel Invest, an early-stage fund focused on European technology startups, where he invests in pre-seed and seed rounds with a focus on blockchain and Web3. Earlier in his career, he held leadership roles at Binance and iFunded, and spent 18 years in senior positions within the asset management sector in the City of London.