Penny Tyson

Christy Bartlett is Vice President, Enterprise Innovation – Digital Assets and Blockchain Practice at U.S. Bank, based in Minneapolis, Minnesota, a role she has held since July 2019. She is part of U.S. Bank's Digital Assets and Money Movement organization, which focuses on stablecoin issuance, cryptocurrency custody, asset tokenization, and digital money movement. Bartlett holds skills in treasury management, product development, digital assets, blockchain, and board governance, and has a background as a senior product manager in the banking industry with experience spanning operations management, electronic payments, sales management, and commercial banking.

Beyond her role at U.S. Bank, Bartlett serves as Board Chair of Make-A-Wish Minnesota, a position she assumed in September 2025. She completed the Women in Leadership Institute program through SHRM Linkage Institute in November 2024.

Joseph Borne is Vice President and Principal Experience Architect for Freight and Transportation at U.S. Bank, a position he has held since January 2025. Based in Cincinnati, Ohio, he leads research, strategic planning, and user experience initiatives across core service applications within U.S. Bank's freight and transportation division, with a focus on optimizing employee-facing systems and enterprise workflows.

Alongside this role, Borne serves as Creator and Product Developer of U.S. Bank Mobile Cryptocurrency, an initiative he has led since April 2023 following his selection for U.S. Bank's Innovator in Residence program. In that capacity, he conducted market research, competitive analysis, and business development to establish the foundation for integrating digital currencies into U.S. Bank's retail banking offerings. The U.S. Bank web and mobile applications are scheduled to launch cryptocurrency functionality in 2026, giving retail customers visibility into digital assets alongside traditional banking services. Borne has approximately 34 years of professional experience, with a background spanning user experience, user interface design, and operational innovation. He is also active in the FinTech sector as a strategist and entrepreneur focused on healthy consumer technology.

Sara C. is a Risk Manager at U.S. Bank, a position she has held since November 2022. She holds the CRISC (Certified in Risk and Information Systems Control) certification. Prior to her current role, she served at U.S. Bank as a Business System Analyst from June 2016 to October 2022, working as a Compliance and Audit Analyst within the Enterprise ATM Services group.

Before joining U.S. Bank, Sara worked at Bonneville Power Administration as a Business Analyst II on a contract basis from January 2013 to June 2016, based in Vancouver, Washington. In that role, she served as Lead Business Analyst for the Asset Intake Project, facilitating requirements gathering and process flow development with stakeholder groups, delivering requirements to IT developers, and performing system testing. She has over 19 years of experience in business management, working across functions supporting engineers, managers, and other technical professionals. Throughout her career she has focused on analyzing and improving business processes, procedures, and documentation, and on applying technology to eliminate manual steps and reduce duplicate data entry.