COO, DIGITAL ASSETS TRANSFORMATION, CORPORATE BANK
Joy Adams is Chief Operating Officer, Digital Assets Transformation at Deutsche Bank, based in London, where she has held the role since March 2024. In this capacity, she is engaged in strategic initiatives to implement distributed ledger technology within the Corporate Bank's digital assets and currencies mandate.
Prior to this role, Adams served as Head of Cybersecurity Business Advisory in Technology, Data & Innovation at Deutsche Bank, overseeing a multi-million pound business unit budget and managing a portfolio of strategic projects. She was instrumental in a Google Cloud transformation, aligning over 500 stakeholders and control owners. She was also selected for Deutsche Bank's inaugural Intrapreneur Program, one of 40 individuals chosen from over 400 applicants, co-founding an internal startup and securing €75,000 in funding after pitching to the Bank's CEO and Management Board. Earlier roles at Deutsche Bank included positions in Finance, Government & Regulatory Affairs, and Compliance/Legal. Before joining Deutsche Bank, she spent over three years in economic development with the City of South San Francisco, managing a $2 million portfolio of Community Development Block Grants. She began her career at the Federal Reserve Bank of San Francisco through its Leadership Development Program. Adams holds a Master of Public Policy from Harvard Kennedy School of Government, where she was a Bridge Fellow, and a Bachelor of Arts in Political Science from Point Loma Nazarene University. She is a Certified Information Security Manager (CISM), completed the Oxford University Fintech Programme, and is a Money 20/20 Rise Up alumna. She serves as deputy chair of Deutsche Bank's UKI Black Leadership Forum.
US Head of FinTech and Digital Assets - Corporate Banking
Pearl Mathew is Managing Director, U.S. Head of FinTech and Digital Assets – Corporate Banking at Deutsche Bank, a position she has held since March 2026, having previously served as Director in the same coverage area from December 2023. In the role, she provides strategic and financial advice to fintech clients in the US operating within Deutsche Bank's footprint. Her mandate explicitly spans both fintech and digital assets. She holds the Series 7, 63, and SIE certifications from FINRA.
Prior to joining Deutsche Bank, Mathew held Director-level roles in FinTech Corporate Banking at Barclays Corporate & Investment Bank from November 2021 to December 2023, and at Standard Chartered Bank from January 2019 to November 2021, where she had previously served as Associate Director from January 2016. Earlier in her career she worked as a Senior Associate at ICR, a strategic communications and advisory firm. Her total professional experience spans approximately 17 years. The existing biography references an MSc in Data Science and Computer Science; this detail does not appear in the retrieved source content and has not been included.







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